What's retarted about paying for a convenient service? The cost-effective method of pirating music, mixing songs, and burning CDs is too much of a hassle for some people. It takes me forever to download songs on Limewire, and I'm terrible at making good mixes. Add that to the fact that I travel a lot and hate searching for new radio stations all the time. XM may not be suited for you, but that doesn't make it retarded..

plus, at $10/month, its practically free anyways