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TAKE C0 OF YOUR
Arm Yourself with This Year’s Best Mac Tax Software, page 78
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REVIEWED
New Power Mac G4s
We Test 466MHz and
533MHz Macs
Dreamweaver 4
Fireworks 4 Studio
Macromedia Updates
Web-Design Duo
Big Monitors
We Compare 9 Displays
Font Reserve Server
Teach Your Type to Behave
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COLOR
Make Your Prints
Look Right Every Time
with Photoshop 6
Presenting the new Power Mac’ G4 —the first personal
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with iMovie’ or Final Cut Pro’ (sold separately), you've got your own
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there's Apple's new iTunes’— the world’s most advanced yet easiest-to-
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Of course, there are other significant changes on the Power Mac G4
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GeForce2 graphics card} a dramatically faster system bus, five slots
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All this is combined with a phenomenally powerful G4 processor.
With sustained speeds of up to 55 gigaflops (performing up to 57%
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enough power to burn CDs, DVDs and — oh, yeah — Pentiums.
For more information, call 1-800-MY-APPLE or visit www.apple.com.
to burn.
Spin your own music: iTunes lets you create a digital music library right on your
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Your movies: Now on DVD. Apple's revolutionary SuperDrive and iDVD software
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Opinion
11 The Vision Thing
ANDREW GORE Novice
users will lead the way
to Mac OS X.
19 Feedback
Readers respond.
89 The Game Room
ANDY IHNATKO Some down-
loadable games are just as
good as the ones in shrink-
wrapped packages.
144 The Desktop Critic
DAVID POGUE Macworld's
longtime columnist opens
his secret notebook and bids
us farewell
Buzz
22 Sir Chris Bonington, Eudora
5.0’s MoodWatch feature,
building a completely wireless
Mac, and StraightDope.com.
How-to
46 Show Your True Colors
52 Transform Tables in
QuarkXPress
DAVID BLATNER Customize
XPress's Dashes & Stripes
feature to put a pretty face
on your table data.
56 BBEdit 6.0 Shortcuts
JASON SNELL Cut down on
repetitious coding tasks by
turning them into Glossary
items
60 Make Labels Effortlessly
ROBERT CORREL Why slave
over party invitations when
Microsoft Office 2001 can
do the hard work for you?
63 Mac 911
CHRISTOPHER BREEN Read the
truth about USB, how to
exorcise demons from your
Mac, and other tips.
My April 2001
www.macworld.com Incorporating MacUser
The Great Giveaway
CHRISTOPHER BREEN Using this comprehensive listing of swag,
loot, and assorted free goodies on the Web, you and your
Mac can satisfy your inner cheapskate. Find it all here, from
free software and samples to frequent flier miles.
32
On the Cover
Photograph by Stephen Sugg
Quicken versus the Web
JAMES BRADBURY In April,
most Mac users’ minds
turn to matters of money.
finance tools proliferate
on the Web, is buying
Quicken still necessary?
Buzz
With all the great wireless
add-ons for your Mac, the
only cable you may need
is the one you plug into
an electrical outlet.
22
Now that personal-
40
Show Your True Colors
BRUCE FRASER Don't
know why the colors on
your monitor don’t match
your ink-jet printer's
output? Learn how to
resolve the differences with
Adobe Photoshop 6 and
our expert advice.
4G
Macworld.com
Get online-exclusive
reviews and the latest
news, and discuss them
in our brand-new
Macworld.com forums.
Reviews
66 Web authoring and graphics
software
$6664. Dreamweaver 4 Fireworks 4
Studio
$88%12 Dreamweaver 4
$896 Fireworks 4
70 Professional systems
#988 Power Mac G4 466MHz
$886 Power Mac G4 533MHz
72 Professional monitors
$88 CTX Pro PureFlat PR1400F
$¥¥% Eizo Nanao FlexScan F980
$8 jiyama Vision Master Pro 510
$¥4 LaCie electron22blve II
$847 NEC MultiSync FP1350x
$89% Philips Brilliance 201P
$8642 Princeton EO 2005
#88 Sony Multiscon G520
$¥¥% ViewSonic P220f
74 Font-management utility
$868 Font Reserve Server
77 Data-recovery utility
$862 Rewind 1.1
78 Tax-preparation software
$8884 Kiplinger ToxCut Home
ond Business
$888 Quicken TurboTax Home
and Business
80 Project-management software
$446 FastTrack Schedule 7.0
82 DNS server
$8962 QuickDNS Pro 3.0
83 VR-production tool
$8942 VR Worx 2.0
84 Photoshop-to-Web
conversion tool
$494 PhotoWebber 1.0
85 Software-updating utility
$82 Update Agent 8.1
85 DJ software
$888 GrooveMaker 2.0
86 Game
$886 Links LS 2000
86 Reference software
$88 Explore Parliament
86 More reviews online
Macworld.com Reviews
—_ oe
SHE CLICKED
WHICH SENT THE IMAGE
&
MHAT PRINTED WITH SUCH DEPTH AND CLARITY
7
THAT IT EXQUISITELY CAPTURED
EVERY SINGLE SLIMY DETAIL.
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Circle 46 on card or go to www.macworld.com/getinfo
e in the computer indus-
try like to plan for the
future by consulting the
history books—not only
because history is des-
tined to repeat itself, but also
because it will undoubtedly do so
with clockwork precision.
For example, we all agree that
this year's transition to Mac OS X will
be as big a change as Apple has
ever seen. But which previous transi-
tion will the conversion to Mac OS X
most resemble? Some liken it to
Apple's move from Motorola's 680X0
processor family to the PowerPC
chip, because there will be software
inside OS X that will allow your old
software to continue to run (albeit at
significantly lower performance lev-
els than new “native” applications).
Others compare the change to the
one that happened between the
Apple II and the Mac, because in
fact we're talking about a fundamen-
tal change in both the operating sys-
tem and user experience (although
in this case, the hardware isn't
changing, just the software).
l agree with the adage that those
who fail to study history are doomed
to repeat it. Yet when it comes to Mac
OS X, I find all of these historical
examples lacking. I believe firmly
that this transition will not be driven
initially by the professionals, the
experts, or even necessarily by hard-
core Mac users. No, I believe that
novices will initially drive the adop-
tion of a modern Mac OS.
The Meek Shall Inherit the Mac
Since I'm discussing different classes of users, | should
probably get my definitions straight up front. When I
say “novices,” I refer to users who are likely struggling
with the idiosyncrasies of an antiquated OS. Mac OS,
for all its vaunted ease of use, is hard for first-time com-
puter users to understand. It's also hard to diagnose
and repair when it crashes, which it does an inordinate
amount of the time.
ANDREW GORE
lest
Cases
IN THE TRANSITION
TO Mac OS X,
Novices WILL LEAD
THE WAY
continues
I spend an enormous amount
of time on the phone helping
friends through their Mac travails.
For example, there's the one who
has been using a Mac since the
mid-]980s but doesn't have time
to stay current on the latest ways
to get his PowerBook off its knees.
And there's the one who had never
touched a computer before I put
an iMac in her living room: she
still has trouble getting her head
around the idea that computing is
not a linear experience.
lI once spent two hours on the
phone helping the latter friend
click and drag. The conversation
went like this:
Me: Jenny, put the pointer so
it's over the icon. OK?
Jenny: OK.
Me: Now, click and hold the
mouse button down.
Jenny: OK.
Me: Did the icon tum black?
Jenny: Yes.
Me: OK. Now, don't let up on
the mouse button, and move
Buiy] uois
the mouse.
Jenny: OK.
Me: Did the icon move?
Jenny: No.
Ah, the joys of phone support.
To this day, I don't know if the prob-
lem was with her Mac or our com-
munication. She's a smart person,
86 I'm leaning toward the Mac.
Certainly, this wouldn't be the first
time I've seen a Mac do something
bizarre at the hands of a novice.
Expert users don't experience
these kinds of problems. Why? Because, by definition,
expert users have invested a tremendous amount of time
figuring out how to get around (or even take advantage
of) Mac OS's more neurotic behavior.
Expert users are going to be the last people to risk the
unexplored wildemess of a new OS. They've got too big
an investment in processes, workflows, troubleshooting,
www.macworld.com April 2001 11
out
ISIA
2)
t
Buiy] u
scripts, applications, and that spe-
cial intuition that comes only from
a decade of being in their studies
at 3:00 a.m. and getting a cascad-
ing Type 3 error message that
brings their entire project down. It's
moments like these that make very
clear how truly alone we Mac users
are in the world, and that truly test
our ingenuity and fortitude.
Yes, experts will go to Mac OS
X—but only when they judge that
leaving behind the frustrations of the
devil they know is worth the risks of
the devil they don't know, And those
who do try out Mac OS X will proba-
bly do it on a second hard drive so
that they can always retum to Mac
OS 9.1 when the going gets rough.
Three Easy Pieces
‘You can distill it down to this:
Novice users have nothing to lose.
They also generally stick with what-
ever operating system comes on
their hard drive—and pretty soon
Mac OS X will be on the hard
drives of all new Mac systems. You
can easily see how new users will
be the first large section of the Mac
community to deal with Mac OS X
on a large scale.
This will be a good thing for
three reasons.
First, as I said previously, novice
users are the least-equipped to deal
with a computer that crashes a lot.
Therefore, they are the ones likeliest
to benefit from a more stable, mod-
em operating system, Mac OS X
doesn't crash as much, and in the
rare event that an application does
crash, it doesn't go tearing through
the rest of the OS like a crazed
weasel locked in a china cabinet.
That means fewer crashes and fewer
two-hour conversations on the Zen
of Clicking and Dragging.
Second, the whole Finder-desk-
top metaphor is baffling to new
12 April 2001 www.macworld.com
users. An interface that they seem
to understand almost immediately
is the browser. Mac OS X's file
browser should be a boon to
beginners, and it's certainly better
thought-out than the Windows
Web-browser interface.
Third, there's Cocoa, Mac OS
X's framework-based development
environment. Cocoa shaves hun-
dreds of hours off of the effort
required to take applications from
one platform to another. Case in
point: Developing the Mac OS X
version of Star Trek Voyager: Elite
Force took weeks, versus months
for the Mac OS 9 version. The only
difference was the use of Cocoa on
Mac OS X. Cocoa looks to be a
major boon for game developers
wanting to offer their PC games on
Mac OS X. And a slew of Mac OS
X-only games, combined with other
advantages of a modern OS for
gaming, should drive enthusiasts
and home users over to OS X
rather quickly.
In the end, we're all going to be
using OS X, unless we're planning
on abandoning the Mac platform
altogether. But whether the transi-
tion to the OS X goes quickly and
relatively painlessly will depend on
how easy Apple and the rest of the
Mac community make it for novices
and enthusiasts to jump aboard. A
protracted transition will be good
for no one.
There's no way to tell just how
everything will turn out, but one
way or another, the Mac OS X
transition is definitely history in
the making.m
ANDREW GORE is Macworld’s editor in
chief. To comment on this column and
interact with Gore, visit Macworld.com
and type Vision Thing in the Find It Fast
search box.
Macworld
VP OF CONTENT/EDITOR IN CHIEF Andrew Gore
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14 April 2001. www.macworld.com
PREsiDeNt AND ¢#0 Colin Crawford
vo/enier ovtratine orricsn Stephen Doniels
inecroR oF FINANCE. Eos de Feminis
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‘mie INFORMATION OFFIcER_ Lynn Heiberger
NETWORK SERVICES MANAOER Seon Greathouse
ELF DESK MANAGER Jim Uomini
Jennifer Torres
Jose “Peps” Jora
uctrtiontst Chery! Richardson
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DISPLAY ADVERTISING SALES
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MARKETING
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manager Shoron L. Cordesse
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ONLINE
sewion TecHNOLOGY DIRECTOR Poul Forrester,
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lems by phone, e-mil, oF fox. Contact Apple toll-lree at 800/538-
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APRIL 2001
Feedback
OFFICE
2001
sECHETS
All Apologies
Tom Negrino sounds more like an apologist for
Microsoft than someone giving an accurate assess-
ment of Office 2001 ("Get It Together,” January
2001). Therefore, here are a few items your readers
should consider before paying tribute to the Borg.
When you install Office 2001,
Microsoft dumps a load of its junk
fonts into your Fonts folder. Does any-
one really use Tahoma, Verdana, or
Webdings? Then there's the vaunted
project gallery. Who cares? This was
the first thing I tumed off after remov-
ing the junk fonts.
Mr, Negrino seems to think that
compatibility with Office 97 and
Office 98 cross-platform applications
is something to rave about. Quite
frankly, these are table stakes. And
while we're on the subject of com-
patibility, it should be pointed out
that Entourage is not compatible
with Outlook Exchange Server.
Quite simply, if you're using Out-
look in a corporate environment,
you're out of luck.
William Schmidt
Raleigh, North Carolina
our review of Microsoft Office
Y 2000 failed to note a serious
drawback of the program for
people who use handhelds: the
conduits included in Microsoft's
Value Pak are inadequate.
The Entourage categories don't
transfer between Entourage and
handhelds. Categories created on
a Palm device seem to multiply in
Entourage every time you sync. There
is no e-mail conduit, leaving myriad
handheld users unable to transfer
mail to and from Entourage.
Further, the newsgroups are
showing multiple instances of people
having difficulty with crashes as they
try to sync. Microsoft's tech support
is not very knowledgeable or help-
ful about this particular aspect of
Entourage, and the company is
not supporting handheld problems
in Entourage.
Stuart Scadron-Wattles
Kitchener, Ontario, Canada
Scrabbled
hristopher Breen's review
C of MacSoft's Scrabble ("The
Maeworld 2000 Game Hall of
Fame,” January 2001) fails to men-
tion two very irritating features.
The game has a pointless one-
minute start-up video, and the
disc must be in the CD-ROM
drive before you can play the
game. This means | cannot play
it in planes without carting along
my CD-ROM drive.
Sharon Muir
Rochester Hills, Michigan
Lego of My Wallet!
reg Knauss suggests that
Mac users should purchase
educational Mindstorms kits
from Pitsco Lego Dacta ("Legos,
Will Robinson! Legos!” Buzz,
January 2001)—but if they did,
they'd be laying out more cash
than necessary.
Mac-using Lego fans have
been presented with a couple of
roadblocks to Mindstorms heaven.
First, Lego does not offer a Mac
version of the programming soft-
ware included with the Robotics
continues
www.maeworld.com April 2001 19
Invention System. Second, the
cable included is a standard PC
9-pin serial of an unusual design
that stymies attempts to use an
adapter dongle with the IR tower
used to communicate with the
Mindstorms RCX (the “CPU"
of the Mindstorms Robotics
Invention System).
There is, however, a “trés
geek" solution: downloading
Dave Baum's incredible MacNOQC
(www.enteract.com/~dbaum)
and learning to program the
RCX using a C-like language
(NQC stands for “Not Quite C").
This solution would require only
the purchase of a Macintosh USB-
serial cable.
Brian Johnson
Portland, Oregon
Hard Jive
oseph Schorr's article about
adding a second ATA hard
drive (“Starving for Storage,”
How-to, January 2001) to first-
generation G3s and G4s was
very insightful, easy to under-
stand, and alas, a complete let-
down. After reading his simplistic
instructions on how to go about
adding a second drive, | instantly
shopped for the best price on a
The Feedbag
Many readers were confused about
Maeworld's dueling January covers.
But reader Vince Campise caught
on to our little scam: “Do | have
some rare copy of Macworld that
will be worth millions, like the
‘Revenge of the Jedi’ movie posters
printed several months before
Return of the Jedi was released?”
Exactly. Here’s what to look for: If
your January issue’s cover image
is a gigantic fly or a rusted lock,
your issue is worth approximately
$8. But if you've got a copy of
Macworld with a cover depicting
a locked-up Bill Gates being
devoured by a gigantic fly, then
you've got a veritable gold mine
on your hands!
Reader Katy Huan also wanted
to know what in the world led us to
put out two covers. Was it “Personal
preference? Fly exploitation?” No,
Katy, it was actually just a sly shout-
out to our main man, actor and
Apple pitchmeister Jeff Goldblum.
But then again, maybe we
shouldn't be in the shout-out
business in the first place. Cecily
Wood thinks we’re trying too
hard to be hip, informing us that
“in general, the only adults who
can achieve teen-speak are high-
school and college teachers
whose daily encounters with a
large number of teens have an
osmotic effect.” Word, Cecily.
You da bomb.
Speaking of bombs, Scott H.
considered our “The Naked Sim
City” piece (Buzz, January 2001)
to be one, mostly because we
failed to provide links to the
patches mentioned in the article.
(Try looking in Google.com’s Sims
category.) “I have been looking
specifically for the Nude patch,”
says Scott, “which is something they
should have built into the game
itself.” Oh, to be a fly on the wall
at Scott's house—or a rusty lock,
for that matter.
20 April 2001 www.maeworld.com
40GB ATA drive. Upon its arrival,
I opened the box and placed this
gorgeous gigabyte bank next to my
first-generation G3, careful not to
cover up Schorr's “how could you
possibly screw this up” article
spread out on the floor next to me.
What to my blundering eyes did not
appear, but a drive bay able to
accommodate a secondary ATA
drive. And that wasn't all: the com-
puter itself does not even accommo-
date dual ATA drives!
All it would have taken was a
simple “First, check to see if your
first-generation G3 has a mounting
bracket for dual ATA drives. If not,
you'll need to go to a secondary
SCSI drive.”
Jeff Calbom
Phoenix, Arizona
We stated that the configuration shown was
present in most Power Mac G3s and Gs,
not all of them—a fact several readers clis-
covered the hard way. Apple manufactured
these Power Macs with a number of differ-
ent configurations. The first step in a project
such as this should always be confirming
that your Mac's configuration matches the
one in the instructions.—Joseph Schorr
Letters should be sent to Letters, Macworld, 301
Howard St., 16th Fl., San Francisco, CA 94108; via
fax, 415/442-0766; or electronically, to letters@
macworld.com. Include a return address and day-
time phone number. Due to the high volume of mail
received, we can't respond personally to each let-
ter, We reserve the right to edit all letters, All pub-
lished letters become the property of Macworld.
‘MacSoft (The Game Room, January 2001) is
on independent company.
The LCD screen of the Canon ZR10 (“DV
‘Comcorders,” Reviews, January 2001) meos-
ures 2.5 inches.
Movie Magic Screenwriter 2000 (Reviews,
January 2001) requires validation via the
Internet only once. ML
The Simple Way to
Access PC Networks
woo ec08S
WindowS *
Networks
from-your Mac
i
$
revolutionizes Mac-PC networking by enabling Power Mac users to connect to PC
networks and printers from within the familiar Mac interface. DoubleTalk sets up quickly and easily in the Mac
environment. It automatically configures its network settings, then lets you access network resources and services
through the Chooser or Network Browser. DoubleTalk works automatically and transparently in the background,
requiring little or no user intervention.
Access file servers, transfer files from shared Windows workstations, print to networked Windows Postscript
printers, and create a peer-to-peer network with Macs and PCs with little or no help from your IT department.
Purchase Connectix DoubleTalk online from the Connectix eStore or from your favorite software retailer. For
more information, go to www.connectix.com.
‘© Copyright Connectix Corporation. Connectix and Connectix Double Talk are trademarks of Connectix Corporation. All other trademarks are property of their respective holders.
Us Connectix
Circle 106 on card or go to www.macworld.com/getinfo
News,
Views, and
Chatter
from the
World
of Macs
22 April 2001 www.maeworld.com
ACCESS
Sleek and self-contained, the iMac
is very nearly the perfect Internet
computer—62 percent of new users
go online the day they set up the
machine. But if they head for some
sites, those new users might find the
Internet a rather inhospitable place.
One problem is apparent to the
naked eye—some Web sites render
differently depending on the OS used.
Outside magazine's Web site (www
.outsidemag.com), for example, has
sharper-looking fonts
when viewed on Win-
dows browsers. And
at some citysearch.com
sites, text may appear in
the wrong place on a Mac.
Still. design problems are increas-
ingly rare. Credit Netscape 6 and
Microsoft Internet Explorer 5, says
David Kerns, a former editorial
designer at nashville.citysearch.com
and the current creative director at
Denmark's Metropol.
“We develop for Mac and Windows
boxes with the same end product and
level of quality in mind” Kerns says.
“We couldn't have done that three
years ago, it was simply too expensive”
But although designers are trying
to accommodate the Mac, the same
can't always be said for developers
of Web-based applications.
Some dot-coms that offer services
over the Internet feature little or no
pers Info: www.macworld.com/
MACS FREE YOU UP to surf
the Web. So why do some
Web sites seem to be holding
Mac users back?
DENIED?
Mac support. Take Web storage sites
such as Xdrive.com and FreeDrive
.com, which provide free online stor-
age but don't produce Mac versions
of their desktop plug-in software.
Livejam.com lets musicians from
all around the world come together
to play instruments—unless they're
trying to log in from a Mac.
But the worst slights come from
Mac developers who give the plat-
form short shrift online. The Palm
executive team, for example, has
more years of combined experience
at Apple than at Palm, but the com-
pany limits Palm.net downloads to a
Windows-only format. Intuit is a major
Mac developer whose chairman,
Bill Campbell, sits on Apple's board
of directors—but Intuit's QuickBooks
.com site won't work on a Mac and
probably never will.
As sites add Mac capability,
the situation will improve. And the
upcoming Mac OS X release gives
Mac users a Unix-based operating
system that should make it easier
for programmers to develop Web-
based services. In the meantime,
though, Mac users will just have to
surf different —MaTHEW HONAN
subject/webdesign
Before you build a Web page that
spurns the Mac, consult Macworld.com
for news, tips, and reviews.
ROBERT WAGT
COVERT OPERATIONS
SPY FILES
piskonkey,
-_
BB)
THE WIRELESS MAC
Special advisory to all intelligence personnel
beware of hard drives disguised as key chains
‘ond pens. They have been known to contain
everything from government documents to
MP3s of incendiary rap songs. Be on the look-
out for DiskOnKey and Q USB storage devices.
Produced by M-Systems (510/494-2090,
woww.m-sys.com), the DiskOnKey is a pen-size
Flash memory device that comes in 8MB,
16MB, and 32MB sizes. Upon closer exar
nation, you may not believe the DiskOnKey is
a drive at all; it has no moving parts, batter-
ies, or power supply. But subversives can plug
DiskOnKey into the USB port of any Mac,
Windows, or Linux system—no software drivers
No Strings Attached
Tricking out your Mac with the latest in accessories is a blast; dealing with a rat's nest of USB and FireWire
cables isn’t as fun. So why not cut the ties that bind? We set out to build the perfect wireless beast. For less than
$600—not including the price of your Mac—you'll have no wires to hold you down.
+ IWEBKEY ($100; Mocolly,
626/338-8787, www
macally.com): This wireless
keyboord sends signals
to an infrared transmitter
Clockwise from top:
Macally’s iWebKey,
Apple's AirPort Base Station,
Akoo's Kima, and
MacSense’s AeroMouse
attached to one of your
USB ports, for those times
when you absolutely need
to be 12 feet oway from
the monitor while typing,
* AIRPORT BASE STATION
AND CARD ($299, $99;
Apple, 800/692-7753,
www.apple.com): Sut
the Web while lounging
poolside. Apple's wire-
less network technology
lets you connect to the
Intemet from os far oway
as 150 feet.
*AEROMOUSE (559;
MacSense, 800/642-
8860, www.macsense.com):
Mice were meant to room
free on the open range.
This toilless mouse can
send a 90MHz radio-
frequency signol 16 feet
to a receiver attached to
your computer.
required. M-Systems hopes to license Disk-
Onkey to the usual suspects—manufacturers
such as IBM, which plans to sell a version of
the device for $50 to $100.
Also a Flash memory device, the Q from
El Corporation (408/956-7950, www.eiware
.com) often masquerades as a key chain, Like
the DiskOnKey, the drive requires no external
power supply or cables and provides 16MB,
32MB, and 64MB of storage, selling for $70,
$130, and $200, respectively. Although the
Q now works only with Windows machines,
expect o Mac driver sometime in 2001.
This message will self-destruct in five
seconds.—ANTON LINECKER
MATHEW HONAN
*KIMA ($150; Ako, 708/
583-9600, www.ckoo.com)
Freedom to move is great,
But freedom to dance—
that’s the stuff of Kevin
Bacon movies. These trans-
AR; STEPHEN SUGG (TOP)
mitters send an FM signal
from your Mac, letting you
ploy MP3s or Web radio
stations on your stereo.
Eupora’s DASH OF PEPPER
I've Never Been So Insulted ... or Have I?
“\ loathe you. You revolt me stewing
in your consumption . . . you are a loath-
some reptile—I hope you die.”
—D. H. Lawrence, author
MOODWATCH PEPPER RATING: 0
“Don’t be so humble, you're not that great.”
—Golda Meir, Israeli prime minister
MOODWATCH PEPPER RATING: 0
“What other problems do you have
besides being unemployed, a moron, and
a dork?"—John McEnroe, tennis player
MOODWATCH PEPPER RATING: 0
“(am sitting in the smallest room of my
house. | have your review before me.
In a moment it shall be behind me.”
—Max Reger, composer
MOODWATCH PEPPER RATING: 0
Qualcomm's Eudora has added a new
feature, MoodWatch, aimed at saving
e-mailers from themselves. Mood-
Watch gives each message a hot-
pepper rating—as many as three
peppers, which indicate a message's
potential for causing offense—before
you can hit Send. I tested MoodWatch
by plumbing the depths of the 20th
century—and my own in-box—for
phrases ranging from insulting to out-
right defamatory. But MoodWatch is
no match for an older, more reliable
tool: common sense.—t C
“| got laid off after three months . . . you
met my boyfriend (almost hubby), who is
sill slaving on his Ph.D. at UCSE”
—A friend of the author
MOODWATCH PEPPER RATING: ¥§¥
Ciick HERE
Ask a Silly Question...
It used to take weeks for falsehoods to spread throughout
the land. Now, with o few keystrokes and a good e-mail
client, they can be circulated in a matter of minutes. But
where can you turn to assure Uncle Walt that gangs of teens
are not roaming the streets looking to swipe his kidneys? Try
Straight Dope (www.straightdope.com), a site dedicated
to enlightening the misinformed. The online home of Cecil
Adams's syndicated column, Straight Dope tackles every-
thing from misheard song lyrics to misunderstood scientific
principles. Can you see an on-camera hanging during The
Wizard of Oz? No. Did Neil Armstrong muff his “One small
step for mon” speech? Probably not. What's the sound of
one hand clapping? Um . . . it’s kind of complicated
“Fighting ignorance since 1973,” proclaims Straight Dope.
‘"i’s taking longer than we thought.” Who knows? Maybe
www.straightdope.com
the Internet will speed things up.—Pi
»
&
April 2001 www.macworld.com
As HTML pages have become more com
plex, designers have had to devote an ever
larger chunk of brain space to the Web's lan
guage. The details required to design and
code a Web page could fill a phone book
or a crowded cheat set. The $10 HTML
Card, from VisiBone ww.visibone.com),
includes everything you'd + want to know
about HTML, CSS, and browser bugs. Com-
pressed onto two 8.5-by-Il-inch, fold-open
pages, HTML Card frees you from time-
msuming searches and tedious refer-
ences—from everything, in fact, except your
reading gla
CARLOS CASTELLANOS
THIRTEEN DAYS TITLE SEQUENCE COURTESY OF VCE
For the film Thirteen
Days, VCE used
‘an army of Macs to
make footage of a
nuclear blast (lefi)
look like new (right).
At THE MOVIES
MACS OF
You can do a lot of things with a Mac—but
can you push the planet to the brink of
Armageddon? After all, isn’t that what
Windows is for?
The mad scientists at Visual Concept
Entertainment (VCE) managed to bring
about nuclear annihilation—or a reason-
able facsimile of it. The Los Angeles-based
visual-effects company used Macs to create
a montage of atomic-bomb blasts for the
‘opening credits of Thirteen Days, a drama
about the Cuban missile crisis. VCE had
already produced the documentary Trinity
and Beyond, about the early days of nuclear
weapons, so it had plenty of atomic-explo-
sion footage to bring to the project.
Using Adobe After Effects 4.1.1,
Pinnacle Systems’ Commotion 2 and 3,
and Artel Software's Boris effects packages,
VCE visual-effects artist Kurt Wiley removed
scratches and dirt, performed color correc-
tions, and tidied up the old footage to
make it look more like sequences filmed
expressly for Thirteen Days.
Wiley, who also worked on the Amold
Schworzenegger movie The Sixth Day, has
been using Macs for film production since
1988. “The Mac is easier to set up than
Windows machines, is easier to fix when
something goes wrong, and has a more
consistent interface,” he says. “We use three
to five applications on any one project, and
having that constant interface is important.”
For Thirteen Days, Wiley worked on a
half-dozen Macintosh 9600s with XLR8&
accelerators, as well as four multiprocessor
Power Mac Gs. While the 9600 may be a
middle-aged machine, VCE uses the old-
THE APOCALYPSE
The G4 didn’t need any turbo boost.
Although Wiley would like to see more
timers because of their abundant expan-
sion slots—a necessity for video editing sys-
tems, which require a wide range of
interface cards. Thanks to the giddy-up
produced by the accelerators, the 9600s
sprinted through the editing sessions with
processor speeds matching those of a
400MHz machine.
slots on the newer machine, he says the
G4 is “the best Mac I’ve ever used. It’s very
fast and I’m doing things on it that | could
not do three years ago.” Like wiping out
Earth in o borage of mushroom clouds,
for instance.—GREGG WRENN
GREAT PERFORMANCES
Macs have plenty of behind-the-scenes movie experience. But Power Macs,
iMacs, and PowerBooks also end up in front of the camera. While the Mac
is usually confined to blink-and-you'll-miss-it bit parts, occasionally the com-
puter lands a central role in which it outshines its human costars. Here are
the Mac’s most memorable moments on the silver screen, along with a quick
review of whether it gave an Oscar-caliber performance.—PHILIP MICHAELS
@ STAR TREK IV: THE VOYAGE HOME
When the Enterprise crew journeys back to the
20th century, Scotty (James Doohan) can't believe
the Mac SE doesn't have voice:recognition capo-
bilities ("A keyboord . . . how quaint’). Buf that
doesn't stop him from using it 1 concoct a for-
mula for manufacturing transparent aluminum.
IMAC RATING: 1/2 (While largely inanimate,
the Mac still outacts William Shatner)
FORREST GUMP
Forrest (Tom Hanks) receives o letter with o
vaguely familiar apple-shaped corporate logo
‘ond learns that his money has been invested
“in some kind of fruit company.”
MAC RATING: #1: (We hope he sold his shares
before last fall, or i's back to the shrimp boats.)
THE NET
Sandra Bullock is an on-the-lam computer whiz
who uses any Mac she'can get her hands on—
as do her pursuers. Even better, the movie's
denouement was filmed at Macworld Expo in
San Francisco.
MAC RATING: #3 (Never before hos the error
message “TCP/IP link dropped” been used to
such dramatic effect.)
INDEPENDENCE DAY
The PowerBook 5300 helps Jeff Goldblum with
everything from decoding the aliens’ attack code
to downloading a virus to the mother ship.
MAC RATING: #444 (Who knew that a hostile
alien life-form would be more Mac friendly than
most software developers?)
¢ MISSION IMPOSSIBLE
Here's an impossible mission: Explain why
the PowerBook 5300c Tom Cruise uses to
take down the bad guys displays a command-
line interface.
MAC RATING: + (You would need ot least 0
roomful of multiprocessor Gds just fo decode this
movie's plot.)
YOU'VE GOT MAIL
Call it character exposition through computers.
Meg Ryan, the cute-as-a-button owner of an
independent bookstore, uses a PowerBook.
‘And the avaricious chgin-store operator played
by Tom Hanks? An IBM ThinkPad.
MAC RATING: 3% (At lost a movie that
dares fo tell the truth: all Mac users are as cute
9s buttons.)
www.macworld.com April 2001 25
If this is Norton™...
Nothing can ruin your day faster than a broken
computer. And while Macintosh is one of the most
reliable computers in the world, sometimes things
can go wrong. That's why we invented TechTool
Pro. TechTool Pro is the super-utility that can find
and isolate almost any problem on your computer.
No other utility in the world comes even close to
covering as many aspects of your Macintosh
as TechTool Pro.
But diagnosing computer problems is only half the
battle. Besides repairing drives, recovering data and
checking the health of your Macintosh components,
TechTool Pro can now help protect you against
virus problems and software conflicts. TechTool Pro
can also keep your Mac running at its peak between
problems. The program optimizes your disk drive
to make your computer run faster and more
efficiently. Our RAM panel even allows you to see
6006
MacWorld
Aas
MacHlome}
1999| eeee 3
This is TechTool Pro...
the inner configuration of your memory without
Opening your computer case.
Do all these features make TechTool Pro complicated
to use? Not at all. The Multitester feature allows you
to give your computer a full checkup with one click
of your mouse. TechTool Pro even creates graphic,
easy-to-read and understand reports. Now you can
know the state of your computer without having a
degree in computer science.
Every day, more and more Macintosh professionals
are choosing TechTool over other system utilities.
In fact, even Apple Computer includes TechTool
Deluxe with every copy of their AppleCare™
Protection Plan. Simply put, TechTool Pro 3 is the
most complete and powerful troubleshooting utility
available for your computer. Why would you settle
for anything less?
Micromat Inc.
800-829-6227
707-566-3831
FAX: 707-566-3871
info@micromat.com
www.micromat.com
“TechiTool is a regis of | Inc.
(©2001 Micromat, Inc.All rights.
intosh and AppleCare are
of Apple Computer, Inc. Norton is a trademark of Symantec, Inc,
Circle 37 on card or go to www.macworld.com/getinfo
Need someone to climb up Mount Everest?
Q&A with SIR CHRIS BONINGTON
Do you have any
upcoming excursions?
A: My expedition [this]
year is to a completely
unexplored group of peaks
in Ladakh, in the northwest
corner of India. The highest
Q: You mentioned your
Web site. What’s on it?
A: I've got a whole load
of stuff on it. There’s
autobiographical details,
@ picture library, a diary
of my various expeditions,
Sir Chris Bonington is your man. Or someone __ peak there is about 6,700
meters [almost 22,000
feet]. We'll be taking
satellite communications
stuff from the past that
who will brave blizzards, broken ribs, and near people can use as refer-
starvation? Bonington has you covered there, ence. And then, on any
too. But don’t ask him to use a hang glider trip, | bring it up to date
to escape from a remote mountaintop. “I think __ with us and running a Web every day or so with pic-
it's terrifying,” says Bonington, who's been site from there. tures and stories.
climbing mountains for 50 years but has yet ——
jore Info: www.macworld.com/
A 2001/04/buzz/bonington. htm!
to strap on a hang glider, The only thing more @: Is your Mac
terrifying? Life without his Mac.
1 coming with you?
Chris Bonington explains the lure of
Oh, yes, | mountain climbing ond why the Mac
interface towers miles above Windows.
He Ain't Heavy—He’s My Laplander
If you order the Laplander Classique from
A Happy Medium (702/567-6842, www.ahappy
medium.com), you could be in for a disap-
pointing shock: this product has nothing to
do with the hearty people who hail from
Scandinavia's
frozen recesses—
and there’s not
even a mention of
their ever-present
reind herds
What
get is a leather-
you do
bound carrying
case to hold your PowerBook and organize CDs
and DVDs while you're on the road. What's
more, the $109 Laplander opens into a portable
workstation with a sliding drawer for important
papers. At 14 by 14 by 7 inches, the Laplander
weighs a mere 6.5 pounds—considerably less
than your average reindeer.—MATHEW HONAN
never go without it
Q: So what do you use
your laptop for during
excursions?
A: It goes no further than
base camp. If we've got
satellite communication,
we use it to run my Web
site (www.bonington.com)—
which means, of course,
that you need a satellite
phone, and you also need
some means of powering
up batteries. Sometimes
| use just solar power. The
problem with that is if you
have a long period with very
bad weather, you run out
of power. Or you can take
a small generator, but it’s
taking that much more
[equipment] into base camp.
www-macworld.com
: How do you use your
Mac when giving motiva-
tional speeches?
A; | use my ascent of
Everest in 1985 as a sort
of model or metaphor to
talk about leadership and
teamwork. | tell the story
with a combination of
scanned slides, imported
video, animated diagrams,
and recordings taken during
the expedition. Originally
| did this all on slide projec-
tors, which is bloody
complicated, | just carry
my PowerBook around with
me, and I’ve got a video
projector. But these days,
with digital projectors, the
PowerBook will talk to them
with no problem at all
April 2001 27
HRIS BONINGT
é
Vhats HOT
‘A QUICK LOOK AT THE WORLD OF TECH
1. For the first time since Steve Jobs retuned, Apple
won't report a quarterly profit. Let’s address the prob-
lem rationally—clearly, that damn G4 Cube is some sort
of evil curse.
2. Regulators give the AOL and Time Wamer merger
the go-ahead. As part of the merger, the Atlanta Braves
will now do all their postseason choking online.
3. Intuit’s online version of QuickBooks isn’t compat-
ible with the Mac. Helpful Intuit executives suggest Mac
users try logging on to www.tough-luck-suckers.com.
4, Bill Gates asks the FCC to investigate America
Online's dominance in instant messaging. “What
kind of monstrous company gives away an application
for free?” Gates demands.
5. Steve Jobs says Apple missed the boat on CD-RW
drives. “And | shouldn’t have bought that Betamax VCR
back in 1980,” he adds.
@ ©
Product WATCH
@ A portable CD-R/ @ Rewind, from Power
RW drive from Sony ‘On Software (800/
(800/352-7669, www 344-9160, www.power
.sony.com): Besides ‘onsoftware.com): Version
backing up files and 1.0.3 of the file-recovery
burning CDs, the utility extends compatibil-
battery-powered, USB- _ity to Mac OS 8.1 and
ready CRX10U-A2 later; eliminates compat-
doubles as a stand- ibility issues with Graphic
alone CD player. The Converter, Adobe Photo-
drive, available in April shop, Netscape Navi-
2001, sells for $399. gator, and Microsoft
@ An MP3 player from _Internet Explorer; ond
Rio (800/468-5846, adds support for disks
www.riohome.com): the and partitions as small
Rio 800 offers up 64MB as 200MB.
of storage, a voice @ A browser from iCob
recorder, and remote (wwwicab.de): iCab
control. It works with Pre2.3 lets users select
other Rio accessories which JavaScript code
such as on FM tuner, a iCab should execute,
car cassette adapter, and improves cookie
the Backpack expansion management, and
product. The Rio 800 _pre-caches the HTML
sells for $280. links on displayed pages.
28 April 2001 www.macworld.com
PDAs—i1n Cotor!
Black-and-White Blues
Both Palm and Handspring are releasing PDAs with color displays in
2000, and handheld users might feel like Dorothy leaving behind the
monochromatic world of Kansas for the Technicolor splendor of Oz.
But history shows that the leap from black-and-white to color isn’t
always 0 quick trip down the Yellow Brick Road.—PHILIP MICHAELS
‘1 FIRST FULL-LENGTH TECHNICOLOR MOVIE
WHEN: 1935
WHAT: Becky Shorp
COST: 24 cents (average ticket price that year)
RESULT: A “witty but sometimes ponderous
adaptation of Thackeray's Vanity Fair.
4% stors."—Leonard Maltin, film critic
LeGAcr: Poved the way for Ted Turner to
colorize Casablanca 53 yeors later.
WIDELY ADOPTED: By the 1950s, in response
to growing competition from television,
Im FIRST REGULAR COLOR TV BROADCASTS:
WHEN: 1953
@ A management WHAT: Dragnet
change at Adobe cost: $1,175 (the price of a color-compotible
Systems (800/833- ‘Admiral television set)
RESULT: “You know, | never realized how
$687, www.adobe.com): healthy and pink Jack Webb looks.”
Company President LEGACY: Thot creepy NBC peacock.
Bruce Chizen will serve WIDELY ADOPTED: By the mid-1960s, as
‘as CEO, succeeding networks storted broadcasting entirely in color.
Donn Wamnioge Aa ll FIRST MACINTOSH DESIGNED FOR COLOR
Adobe cofounder, wines 1987
Warnock assumes the WHAT: Mac II
newly created position COST: $3,898 (for basic system)
of chief technology RESULT: Hardware enthusiasts reduced to
quivering masses of covetous lust.
LEGACY: From his exile at a mountain outpost,
Steve Jobs was heard to wonder, “Why can’t
officer while remaining
cochairman of the
company. the outside of the computer come in color, too?”
@ The sole of 3dfx’s WIDELY ADOPTED: By 1993, as Apple phased
‘ossets to Nvidia out production of monochrome desktop Macs.
(408/615-2500,
|W FIRST NEW YORK TIMES FRONT PAGE IN COLOR
www.nvidia.com): 3dfx
WHEN: 1997
makes the Voodoo4 WHAT: Color photos grace the October 16
and VoodooS graphics front page.
processors and intro- COST: 60 cents (newsstand price in the New York
duced its first Mac metropoliton area)
products in 2000. But RESULT: Just before the down of the twenty-first
century, the Times joins the twentieth.
LEGACY: Color photos are nice and all, but
where are the comics?
to sell off core assets to WIDELY ADOPTED: A decade earlier.
Nvidia, which plans to
expand its GeForce2 MX
poor financial results
forced the company
1 FIRST COLOR PALM DEVICE
WHEN: 2000
processor beyond the suis Polen a
PC market.—Compiled by cost: $449
PHILIP MICHAELS RESULT: Users thrill to 256 colors and wonder why
Palm OS applications can't support them very well.
LEGACY: Competition for rival Handspring, which
promptly releases a color PDA of its own—with
16-bit color, versus the 8-bit color in the Ille.
WIDELY ADOPTED: In the future—once prices fall
ond implementation improves.
k More.
Need more space? Get the OnStream Echo. A whopping 30GB of space in a
wicked fast FireWire tape drive. Perfect for backup, Echo has endless storage
space for your MP3s, digital photos, DV files, and all the other stuff that can’t fit on your
Mac. And with our patented ADR technology, Echo is the most reliable tape
technology on the market. Think more. Think Echo.
THE ULTIMATE BACKUP SOLUTION FOR MACS we ’ b 9
Echo 30GB FireWire includes
Dantz Retrospect” Desktop Software OnStream
yailable in USB, SCSI, FireWire
B Tape Cartridges $44.95 (sold separately
OQnStream www.onstream.com/think
for product reviews, comparisons & additional i
le 139 on card or go to www.macworld.com/getinfo
Office:mac
2001
Made easy. Made for Mac.
(© 2001 Microsoft Corporation. Al gts reserved, Mrosft a reitered vademark of Mcesoft Corporation in th United States and/or ther counties. Appl, Mac, and Macintosh are regstared wademarks of Apple Compute, In.
Rita | need to communicate. With my office, my boss, my customers. My kids. | need words,
numbers and pictures to speak their language. And a way to use them that's fast and
fun. Microsoft* Office 2001. Ali the essentials.
TwGreat
Giveaway
BY CHRISTOPHER BREEN
Where to Find the Best Free Stuff online,
from Software to Soap
ree. Our language is littered with high-flown testi-
f monials to the word—the best things in life are free;
free as a bird; get out of jail free—and it's no won-
der. Who among us passes up an opportunity to get
something for nothing?
Getting goods for free has never been easier, thanks
to the explosive growth of the World Wide Web. No longer
must you wait by your mailbox for envelopes crammed
with coupons; place your trust in complete strangers who
call you during dinner with vague promises of exotic
vacations and miraculous appliances; or hope against
hope that Sunday's newspaper carries not only the day's
news, sports, and weather, but also a tiny bottle of a
popular beauty unguent. You can now go out and grab
gobs of free goodies—including product samples, fre-
quent flier miles, software, Web-based storage space,
and advice—all from the comfort of your Mac.
Is the utopian dream of a free lunch too good to
be true? Were your parents correct when they sug-
gested that rewards come most quickly to those who
work for them? Find out for yourself by firing up
Photography by your browser and joining us as we uncover the finest
CHIP SIMON free treasures on the Web.
32 April 2001 www.macworld.com
HL ve GREAT GIVEAWAY
SOFTWARE FOR YOUR MAC
You know there are scads of free-
ware and shareware applications
on the Web, but were you aware that
some older—though still reasonably
capable—commercial applications
are free for the taking?
Free Word Processors Looking at
today’s software catalogs you wouldn't
know it, but at one time Mac users
had several choices in word proces-
sors. While the ubiquitous Microsoft
Word has driven most competitors
out of the market, you can find free
copies of two of these venerable word
processors on the Web.
Corel is giving away WordPerfect
Enhancement Pack 3.5e, a word
processor that still packs a punch
even though it was last updated in
1997. You can find it at Version-
Tracker.com (www.versiontracker
com) by typing WordPerfect in the
Search field. Nisus (www.nisus.com)
offers Nisus Writer 4.1.6 for the price
of your name, address, phone num-
ber, and e-mail address. Though
these programs look a bit long in the
tooth, they should meet the needs of
all but the most-demanding users.
Free Graphics Applications
Corel gives away CorelDraw 8
Limited Edition (www.corel.com/
draw8mac_le/eula.htm), a full-
featured drawing application. A
copy of Corel PhotoPaint 8 Limited
Edition, a painting and photo-
retouching application, is included
Be warned that unless you have a
broadband connection to the Web,
you could end up waiting a long
time for this 53.6MB file to make its
way to your Mac.
If you'd like to work in three
dimensions rather than two, down-
load a copy of Strata's Strata 3D 3.0.2
(ftp://cdrom.digitalriver.com/pub/
strata3/Strata3D_302_Installer.sit). As
34 April 2001 www.macworld.com
with many free, formerly commercial
applications, Strata 3D's documenta-
tion is a little sparse.
Free Fonts Nothing has the
power to enhance or mangle the look
of a document like its fonts. If you feel
limited by the fonts that shipped with
your Mac, check out Erik Carlson's
Macintosh Font Vault (www.erik.co.uk/
font) and FontFreak (www.fontfreak
.com). Both sites carry free and share-
ware PostScript and TrueType fonts.
WEB RESOURCES
Look, the i in iMac and iBook stands
for Intemet, so why not take advantage
of some of the wonderful free tools and
sites on the Web that can make your
Mac more productive and Web savvy?
Free E-mail Client
Outlook Express, a free e-mail client,
Microsoft
comes bundled with your Mac, but if
you'd like to try a different and very
powerful tool, Qualcomm’s Eudora
(www.eudora.com) is yours for the
taking—if you're willing to put up with
advertising. That's right, ads appear
in the bottom corner of your Mac's
screen in Eudore’s full free version.
Free Chat Spend more thana
couple of minutes around kids and
their Macs, and you'll hear the dis-
tinctive chime of Instant Messenger
—the omnipresent computer chat
client—which indicates
that someone, some-
where, would like to
bend your electronic
ear in a real-time chat
session,
Instant Messenger
was once a utility solely
for America Online users,
but it now has spread to
the Web, thanks to AOL
subsidiary Netscape. If
you're feeling chatty,
download your copy of
Instant Messenger at
http://home.netscape
.com/aim/index.html
2cp=hop | 2hb4.
Free E-mail Addresses
Have your friends and
coworkers been avoiding
you lately? Perhaps it's because you
spam them every couple of months
with yet another announcement that
your e-mail address has changed.
Why not get a permanent—and free
—e-mail address that's not tied to a
particular Internet service provider?
Such e-mail accounts are widely
available from Microsoft, Netscape,
Yahoo, and of course, Apple. All
four services are free, but they differ
in the amount of storage space they
offer: Microsoft's Hotmail offers
2MB of storage, both the Mac.com
portion of Apple's iTools and Net-
scape’s WebMail provide SMB, and
Yahoo Mail gives you 6MB (which
still isn’t all that generous for e-mail
storage). Apple’s iTools offers free
forwarding of your Mac.com e-mail
to another POP address, whereas
Yahoo provides this service only
if you agree to receive unsolicited
messages from Yahoo and its adver-
tisers. iTools also lets you use a
standard e-mail client such as
Outlook Express or Eudora, while
the other services require you to
use a Web browser to get your
e-mail messages.
more tuneful—or create tunes on
your Mac—try these resources.
Free MP3 Player QuickTime
Player is able to play MP3s, but it
doesn't let you gather a bunch of
MP3s in a playlist and play those
tunes in order. For a true MP3 player,
check out Apple's iTunes (www
.apple.com/itunes/) or the free ver-
sion of Casady & Greene's Soundjam
Music Archive (www.iuma.com).
This site distributes music in MP3
and RealPlayer formats and special-
izes in bands that are unsigned or
on independent labels. MP3.com
(www.mp3.com), though a bit more
ad laden, is also worth checking out.
Those seeking classical MIDI
files—electronic music files that you
can play with QuickTime Player or
The iin iMac and iBook stands for Internet, so why not
take advantage of some of the wonderful free tools on the Weh?
To sign up for these services, use
these links:
Hotmail: www.hotmail.com
WebMail: http://home.netscape
.com/webmail/index-f.html
Yahoo Mail: http://mail.yahoo.com
Mac.com: http://itools.mac.com/
Email_marketing. html
Free Web Storage As broadband
DSL and cable-modem connections
become more common, the idea of
storing dozens of megabytes of files
on an Internet-based server isn't the
laughable proposition it once was.
The best deal among the available
Internet-storage providers is Apple's
free iDisk, part of iTools (http://
itools.mac.com/itoolsmain.html),
which provides 20MB of storage.
Just sign up for iTools, and the
space is yours to use as you will.
For additional space on Apple's
servers, the company charges $100
annually per 100MB of storage. If
you have concerns about privacy,
make sure to read the membership
agreement and privacy policy (www
-mac.com/help/community/pgs/
emprivey.html).
MUSIC
Music makes the world go round,
right? If you'd like to make your Mac
MP (www.soundjam.com), The new
iTunes can play and encode MP3s.
Tf you have a brand-new Mac, it can
also bum CDs. (Apple says iTunes
may work with other drives in the
future.) Soundjam MP Free allows
you to encode up to 30 MP3 files and
then reverts to a simple MP3 player.
Free Music-Notation Software
Coda Music Technology (www
.codamusic.com), maker of the Mac
music-notation application Finale
2001 (Reviews, January 2001),
recently released Finale NotePad,
a free, stripped-down nota-
through a MIDI synthesizer—should
make a beeline for the Classical
Music Archives (www, prs.net/midi
-html) for a dose of switched-on
Bach, Beethoven, and Brahms.
ENTERTAINMENT
Your Mac can entertain as well as
educate, When you have a mind to
unwind, give these sites a spin.
Free Movies The days when short
films were shown between features at
the local movie house are long gone.
continues
tion program. Finale NotePad
is more come-on than com-
plete notation solution—the
program includes a menu for
upgrading to other Coda
products, limits you to eight
instrument parts per score,
and lacks support for chord
symbols—but it's not bad for
whipping up a simple score.
Free Tunes Think free
music and your mind immedi-
ee | tf |
oof (6 iii AL Wl el HY) mes)
on 8 ef me mgm
‘usb nonstate Ha
Be sb eerere
Bete areas
(ort he ST
ately turns to Napster (www
.napster.com). But there are
places other than Napster to
get music that's not only free
but also legal. One such spot
is the Internet Underground
Word to the Wise
assistant, but Corel WordPerfect Enhancement Pack 3.5
is plenty powerful and free, free, free.
It moy not offer an animated
www.macworld.com April 2001 35
WE DMLAT GIVEAWAY
Fortunately the descendants of such
films thrive on the Internet. To view
some of the best, worst, and oddest
short subjects being made today,
point your browser to iFilm (www
ifilm.com) and Atom Films (www
atomfilms,com). Both sites feature
live action and animation, offer
content that may not be suitable for
all ages, and stream QuickTime as
well as RealPlayer content. You have
to register for each site—popcorn
not included.
Free Network Gaming Scott
Keyill's GameRanger site (www
-gameranger.com) is the place
where Mac gamers gather to do
battle, play Scrabble, or babble
about their favorite pastime—net-
worked Mac games. After you
register, log on to GameRanger,
find like-minded opponents, and
get ready to rumble, (GameRanger
is only a means for playing net-
workable games; the client is free,
but players must supply their
own games.)
More-traditional games such as
backgammon and chess are also
available on the Web. MacFIBS (www
.fibs.com/macfibs) is a popular back-
gammon server, and the Free Internet
Chess Server (www.freechess.org) is
well respected. Both sites provide
downloadable clients.
Free Games The Web is over-
flowing with iree games—many
of them Java based. A few sites
worth visiting for such games are
Thinks.com (www.thinks.com),
pogo.com (www.pogo.com), and
Yahoo Games (http://games
-yahoo.com), The games found on
these sites run the gamut but tend
toward the traditional—crosswords,
puzzles, and board and card games.
Be warned, however, that some of
these games were written with the
36 April 2001 www.macworld.com
PC’s right mouse button in mind,
and certain arcade games won't
work properly with the Mac—no,
not even with a Mac-compatible
multibutton mouse or through
control-clicks,
Although you can find demos
of many recent games on the Web
sites of the games’ various publish-
ers, you can save time by going to
a single source: macgamefiles.com
(www.macgamefiles.com), This
comprehensive site carries game
demos, shareware games, and
patches and updates—as well as
free games, to boot.
STUFF
Just because the main way you
access the Web is through your Mac
doesn't mean the free stuff found on
the Web is meant only for computers.
Free Samples If you rejoice
when a tiny box of cereal or diminu-
tive shampoo sample appears in
your mailbox, you're going to love
these Web sites.
TheFreeSite.com (www.thefreesite
.com) is a portal for freebies avail-
able on the Web, In addition to
providing links to computercentric
items such as free clip art, stock
quotes, and fonts, it includes links to
sites that offer tangible merchandise.
On a recent visit to TheFreeSite.com
we found links to free offers of anal-
gesic samples, a calendar featuring
celebrities and their dogs, and a
cosmetics collection.
The site FreeSamples.com
(www.freesamples.com) deals strictly
with real goods—cleansers, candy,
cosmetics, and other such products
In contrast to TheFreeSite.com,
FreeSamples.com's offers come from
its advertising partners
in exchange for passing
along to them your
personal information—
your name, address,
e-mail address, birth
date and gender, the
number of people in
your household, and the
age of those people (see
"Free for the Asking?”).
In addition, FreeSam-
ples.com uses cookies
to more carefully target
the advertising you see
on its Web site,
Free (Almost) Film
Processing The site
Snaptish.com (www
.snapfish.com) will
develop and print your 35mm color-
print film for next to nothing: $1.69
to cover shipping and handling of
the prints and negatives. What's the
catch? You must view electronic
prints of your film—and the adver-
tisements that accompany them on
the Web—within 30 days of notifica-
tion that your prints are online.
Should you fail to do so, you pay an
additional $3.99 per roll, To become
a member of Snapfish.com, you must
ClickRewards' currency—
by shopping at sites such
Free Play Why spend quarters at the arcade when you
as Gap Online and Barnes
& Noble.com. You can
redeem ClickMiles for
frequent flier miles on air-
lines such as American,
Continental, and United.
You can also spend your
ClickMiles on merchan-
dise—electronics, CDs,
and toys—or donate them
to a charity.
The site beenz (www
can ploy arcade games for free on sites such as pogo.com?
provide your name, address, e-mail
address, and credit card number.
The company uses this information
to charge you for shipping and deliv-
ering your prints.
Free Shipping As the name
implies, freeshipping.com (www
.freeshipping.com) pays for your
-beenz.com) operates a
similar program. But unlike Click-
Rewards, beenz rewards you solely
with merchandise—no frequent flier
miles. Service partners include
FTD.com, SmartPortfolio.com, and
Barnes & Noble.com:
MyPoints (www.mypoints.com)
is like beenz, but it lets you earn
information you receive could tum
out to be priceless.
Free Translation InterTran (www
.tranexp.com/intertran/) offers free
translation from and to the world’s
most-common languages—includ-
ing English, French, Spanish, and
German—as well as less-universal
languages such as Welsh, Icelandic,
and Romanian. This live translation
service is provided largely as an
opportunity to advertise InterTran’s
commercial translation software,
and the results of queries to the
service are likely to be mixed.
Babel Fish (http://babelfish
.altavista.com/translate.dyn) does
not support as many languages
as InterTran does, but its work is
much more accurate. For example,
Babel Fish correctly translated the
popular Spanish phrase "¢Albéndi-
gas, no te dije?” into “Meatballs,
Are some offers of free stuff too good to be true? The answer
depends on the value you place on your time and privacy.
shipping costs when you buy from
select vendor sites. Although these
sites include merchants that sell
flowers, wine, apparel, and furniture,
you won't find a lot of major-name
stores featured here, and shipping
is free only when you've exceeded a
certain price level. But if you're in the
market for items available through
the site, using freeshipping.com may
save you a few bucks,
If you participate
in a frequent flier program, rewards
programs on the Web will be famil-
iar. By shopping on the Web at
Free Rewards
particular partner sites, you earn
points that can be applied toward
goods and services.
ClickRewards (www.clickrewards
.com) allows you to earn ClickMiles—
additional points by surrendering
more of your personal information to
the service. It then uses that informa-
tion to send you tailored advertising.
Milesource.com (www
milesource.com) focuses
on frequent flier miles and
didn't I tell you?" whereas InterTran
suggested the phrase meant “Meat-
balls, not yourself trinket?” As you
do with InterTran, you simply select
continues
travel rewards (car rentals
and lodging), but you can
also trade in your Award-
Miles for magazine sub-
scriptions, gift certificates,
or merchandise.
REFERENCE
It's been said that free
advice is worth exactly
what you pay for it, but
nt Wate
rit
there are spots on the
Web where the free
Click, There It ts
allow you to earn points by shopping at partner sites.
Online outfits such as ClickRewards
www.macworld.com April 2001 37
HL GREAT GIVEAWAY
BY THE TIME WE REACH THE AGE OF CONSENT, two
complementary thoughts have been firmly planted
in our consciousness: Milton Friedman's assertion
that “there's no such thing as a free lunch” and our
parents’ counsel that “you can’t get something for
nothing.” Stir in PT. Barnum’s claim that “there’s
a sucker born every minute” and you have to won-
der whether these offers of free stuff on the Web
‘are too good to be true.
The answer to that question depends on the
value you place on your time and privacy.
INFORMATION AS INCOME A new eco-
nomic model has emerged on the Web, one in
which information, rather than dollars, serves as
the currency. Many of the Web sites we mention
here demand a measure of information from you
in exchange for the opportunity to utilize their ser-
vice, At the very least, a site will ask for your name
and an e-mail address for the purpose of identifi-
cation. Sites that offer free goods and services may
FREE
FOR THE
ASKING?
tributed. Some sites let you opt out of receiv-
ing unsolicited e-mail, either on the site’s reg-
istration form or from a link found within the
site's privacy policy. To learn whether a site has
such an option and how your personal infor-
mation is used, be sure to read the terms and
conditions, as well as the privacy policy, before
signing up. Look for the TRUSTe symbol
(www.truste.com), which indicates that a site
has agreed fo conform to an established set of
privacy principles.
DON’T BE A SUCKER While it may
seem like a fair bargain to provide informa-
tion for free swag, there's no need to go over-
board, For example, if you don’t want your
personal e-mail account to be flooded with
unsolicited messages, use one of the free
e-mail services we mention—Hotmail or
Mac.com, for example—to create an account
ask that you provide more-detailed information—your address,
phone number, gender, age, and optionally, race and income—
in order to tailor the advertising you see on associated sites. Most
of these sites also demand that your browser accept cookies, and
many keep a record of your IP address. Some sites gather even
more information by offering better goodies if you fill out surveys.
It's very unlikely that the information you provide will be
used for nefarious purposes. The e-mail address you supply
may be used to send you notices—but keep in mind that you
have little control over how widely that e-mail address is dis-
that you can use as the contact address for
free sites. Knowing that the in-box is likely to be crammed only
with spam means you don't have to check that account often.
If you must pay for something, use a credit card so that you
have some recourse if the transaction goes sour. And provide
your credit card number only when it makes sense. For example,
Snapfish.com requests your credit card number so it can easily
charge you for the expense of shipping your photographic
prints. Avoid any site that asks for a credit card number as a
matter of record or identification, and never give your Social
Security number to a Web site.
the two languages, type in text, and
click on the Translate button to view
the results.
Free Encyclopedia The days
when Mom and Dad happily ponied
up hundreds of dollars for a multi-
volume encyclopedia are over—in
the Information Age, events move
too quickly for knowledge to be
committed to such a static medium.
But although hardbound encyclope-
dias may be a rarity, their electronic
equivalents aren't. Encyclopedia
Britannica (www.britannica.com)
offers such a resource. Though
laced with advertisements, Britan-
38 April 2001 www.maeworld.com
nica.com provides a free and
easy-to-use source for all kinds of
information, as well as an online
version of Merriam-Webster's
Collegiate Dictionary.
Free Tax Information and Forms
This may just be the most helpful
free site on the Web at this time of
year: the Internal Revenue Service
(www.irs.gov). Some folks will be
gratified to know that a portion of
their tax dollars goes toward main-
taining a site that offers useful tax
information, as well as download-
able tax forms in Adobe Acrobat's
PDF format.
THE LAST WORD
Finally, if your visit to the Internal
Revenue Service's site has wiped
the sunny smile from your face,
restore your good mood by keep-
ing this article in mind. It's nice to
know that our Macs can help us
do more than just work, play, and
pay bills. They can also help us
find some of the few things in life
that are free. m
Contributing Editor CHRISTOPHER BREEN
pens Macworld’s Mac 911 column and
coauthored My iMac, second edition
(IDG Books Worldwide, 2000).
Our family has expanded!
We just added several innovative
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even more are on the way! Try
our Tempo” Ultra ATA66 PCI host
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ATA hardware RAID controller card
and our Tango FireWire®/USB
combo card. Don’t miss our latest
additions — the Crescendo"/7200 G3
and G4 processor upgrades. Depend
on Sonnet for simply fast Macintosh
enhancement products. To learn
more, call 1-800-786-6260 or visit
our website at:
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Cirdle 133 on card or go\to www.macworld.com/getinfo.
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SONNSS
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YOUR
TRUST TO
MONEY 2
Quicken
rsus
the Web
BY JAMES BRADBURY
WHEN IT COMES TO personal-
finance software that runs on
the Mac, Intuit's Quicken Deluxe
2001 is first—in a field of one.
Intuit finds itself alone in
this category partly because
the real action in personal-
finance applications has moved
to the Internet. That's not news
to Intuit. Each new version of
Quicken has shifted more of
the program's functionality to
the Web, where Quicken.com
has become a leading site for
people who want help manag-
ing their money.
But Quicken.com doesn't
have a monopoly on useful
finance tools, and for some pur-
poses, those it offers aren't nec-
essarily the best—which brings
up questions: Are Mac users
still best served by Quicken
2001? Or can you do the same
things for free on the Web?
And if you do purchase Quicken
2001 (which, atter all, is only
a $60 investment, and a tax-
deductible one at that), does
it make sense to use that pro-
gram and some of the goodies
available on the Net?
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Online Banking Convenience Financial portals
can give you a consolidated view of your various bank
accounts. Above, YahooFinance has grabbed information
about a checking account and a credit card from Wells
Fargo (some details are not shown here).
Bills and More _Paytrust is a comprehensive bill-paying
site that provides your online bank-account information
through its SmartBalance feature. After all, it’s good to
make sure you have money in your account before you
at the end of the month is
still the best way to monitor
and control spending. It also
can serve as the foundation
for creating a budget (see
“Digital Debt Reduction,”
How-to, November 2000).
Nevertheless, many people
simply aren't willing to
invest the necessary time.
If all you want is an easy
way to check account and
credit card balances, talk to
your local bank; most finan-
cial institutions offer some
form of online banking.
Of course, if your credit card
and checking accounts are
with different banks, you may
quickly tire of jumping
around from site to site.
If you use multiple
financial institutions, con-
sider signing up with a
financial portal. The best
of them connect to your
banks, gather up-
to-date informa-
send off a poyment.
To find out, we compared Quicken
2001 with the best tools the Web
offers. We looked at five fundamental
areas of personal finance: banking,
bill paying, investing, retirement
planning, and taxes.
Banking
Quicken started out 15 years ago as
a banking tool for checkbook bal-
ancing and other minor financial
tasks, and it's still best known for its
transaction-register interface, which
has been polished to a user-friendly
sheen over the years. There's really
nothing comparable online. Entering
every financial transaction in a reg-
ister and then reconciling accounts
42 April 2001 www.macworld.com
tion, and pres-
ent everything
in one neat
package—usually for
free, My favorite portal
for viewing online
account information is
YahooFinance, which was
able to show me specific
details of checks that had
cleared just days before, some-
thing I could not get from
Quicken.com. (MSN's Money-
Central, at www.moneycentral
.com, is also good but notoriously
Mac-unfriendly. For other Web-
site addresses, see “A Personal-
Finance Web Tool Kit.") A bonus of
using a personal-finance portal is
that you are able to read the latest
market news or perhaps check some
stock quotes while you're there.
The Bottom Line If you possess
the discipline to track the details of
your cash flow, Quicken 2001 is still
the way to go. But if you just want
to know how much money you've
got in the bank or owe on plastic, the
Web can tell you. Even if you have
Quicken 2001, it's worthwhile to con-
nect your accounts to a personal-
finance portal for the convenience of
being able to check them from any-
where you have access to the Web,
Bill Paying
A major chore, paying bills is also
a potential financial minefield: a
lost payment can cause you to
bounce a check or damage your
credit rating. That may be why
most people stick with stamps and
envelopes. Quicken 2001's online
bill-paying capabilities are relatively
simple and reliable; however, its
new bill-reminder
features are prob-
ably more both-
ersome than
useful. And
Quicken 2001
doesn't give you
the option of
having your bills
presented to you
electronically on
the Web, rather than
sent by mail
Some banks let their
customers pay bills
through the institution's
Web site. But if you want
the most features possible,
consider a dedicated
online bill-paying service.
Especially if you're out of
town frequently, such a
service might be worth-
while just for the ability to review all
your bills from one spot on the Web.
(Imagine being able to see and pay
your phone bill from an Internet café
in Thailand.)
Some merchants, particularly
utilities and financial institutions,
can already bill you completely
electronically. For others, you can
have the paper bill redirected to a
service that will scan it for you to
see, approve, and pay on the Web.
Both Quicken.com and Paytrust
offer this feature, and you can use
it with any bank or brokerage
account for which you have check-
writing privileges. With Paytrust,
you can also get your bills archived
on a CD-ROM at the end of the
year. Both Quicken.com and
Paytrust charge between $6 and
$10 a month, depending on which
features you want.
The Bottom Line If you're tired
of writing checks, the best way to pay
bills electronically is on the Web,
through Quicken.com or Paytrust.
Because merchants actually save
money with electronic billing, you
can count on having better online
bill-paying options in the near future.
Investing
Quicken 2001's Portfolio feature
will certainly keep close track of
your investments—calculating daily
values, preparing capital gains
reports, and so on. Like tracking
your checking and credit card trans-
actions, though, using Quicken
2001's Portfolio requires a signifi-
cant investment of time and energy.
And the more investments you want
to track, the more time you'll need
to spend entering dividends, stock
splits, and interest payments.
If you do a lot of trading, the
Quicken 2001 Portfolio feature can
Quicken versus the Web
A Personal-Finance Web Tool Kit
Intuit is unlikely to release more than one version of Quicken software each year, but things change
«a lot faster on the Web. For now, these are some of the best sites for Mac users with personal-finance
needs of all kinds. Keep an eye out for new things to come.
COMPANY WEB ADDRESS
DESCRIPTION
Bankrate.com vwoww-bankrate.com,
‘An excellent aggregator of financial rates from
more than 4,000 institutions.
BigCharts worw.bigcharis.com
A good place to chart stock perf with on
amazing number of interactive option:
Dismal Scientist www.dismal.com
Financial Engines
FT MarketWatch
FundAlorm
‘Market Guide
‘Morningstar
The Motley Fool
Quicken.com
Realtor.com
A firsi-rate summary of economic news from
106" in risk analysis of retiroment investments. |
ToxPlanet.com
www.taxplanet.com -—=—More than you probably want to know about
toxes and tox low.
TheStreet.com ‘wovwsthesireet.com ‘Offers stock-market news and commentory, and
recently ditched its subscription fee. Worth reading
for James Cramer's columns alone.
TurboTax wnw.lurbotox.com The first stop for any Mac user who wants to do
foxes on the Web.
YahooFinance hitp://finance.yahoo.com A comprehensive financial portal with especially
good online-banking features,
Your bank varies Before you con access your accounts on the Web,
you'll need fo sign up for online banking at your
bank. If it’s not offered, switch banks.
help you track capital gains and
losses. But the statements sent by
brokers provide all the investment
information most people need.
What if you want to know
how your portfolio is doing on any
given day? Or maybe you have
investments with different brokers
and would like to see everything
in one report instead of on several
statements. How about up-to-the-
minute analysis of the funds and
companies in your portfolio? The
Web is an ideal source for this kind
of timely data, and Quicken.com
offers the best portfolio features
for Mac users, With Quicken 2001,
portfolio data you've entered into
your Quicken files now can be
instantly exported to Quicken.com.
Disappointingly, Intuit’s recently
introduced online Expanded
Portfolio tool, which features even
more-sophisticated interaction
between Quicken 2001 and
Quicken.com, is incompatible
with Macs.
continues
www.macworld.com April 2001 43
jase
Bisa
EPEETIT ELT
an
AFull Portfolio Quicken.com includes a feature-rich
portfolio-management site with customizable options.
The Count of Monte Carlo Financial Engines was the
first consumer Web site to use a Monte Carlo simulation
to generate probabilities for your retirement—providing
a more realistic view of your risks and needs.
The Bottom Line Frequent
traders and investors who relish
financial details will find it worth-
while to enter them in Quicken
2001's Portfolio feature. Everyone
else can get by with Quicken.com's
online portfolio.
Retirement Planning
For the majority of people, the most
important investments are the ones
they'll someday live off of, such as
401Ks and IRAs. Quicken has a
long history of helping with retire-
ment planning; in fact, its primitive
Retirement Planning calculator (still
there on the Activities menu) is the
financial-software equivalent of the
tiny, vestigial leg bones found in
some whales. Quicken 2001's far
44 April 2001 www.macworld.com
more sophisticated Retire-
ment Planner debuted
as a Quicken CD-ROM
bonus feature and is
now available for free
at Quicken.com.
The Retirement Planner
feature has two limitations:
It's really just a more compli-
cated version of the Retire-
ment Planning calculator—
you enter your numbers
once and push a button to
see whether you're on track
for retirement. And it does
little to help you figure out
exactly how to meet your
goals more effectively.
The trend in retirement-
planning software—whether
for a billionaire or a middle-
class family with a couple of
401Ks—is to combine real-
time tracking and analysis
of retirement investments
with personalized advice.
The pioneer of this type of
planning has been Financial
Engines. Its site offers free retire-
ment-portfolio analysis using a
sophisticated real-life probability
technique called a Monte Carlo sim-
ulation. For $15 a financial quarter,
Financial Engines also will provide
specific advice on your portfolio
(some companies offer the
service to their employees
|
RU
TH
Intuit's partner, TeamVest, hopes to
convert users to paying clients for
automatic monitoring of their
accounts. Quicken.com’s 401K
Advisor was only a few weeks old
when I tried it, and it was definitely
rough around the edges.
The Bottom Line Retirement
planning has moved to the Web
for good. Quicken.com's free advice
is attractive, but Financial Engines’
interface is more mature. This
field is changing fast, so check
them both out while you can still
try them for free.
Taxes
Tax preparation is no one’s favorite
financial chore, but a computer at
least makes it easier. While Quicken
2001 doesn't do taxes, it does inte-
grate with TurboTax for Mac (formerly
MaclnTax), That integration, however,
will be of limited use for finding
deductions unless you've entered
transactions in excruciating detail.
On the other hand, if you use
Quicken 2001's Portiolio feature
to track your stock transactions, it
will handily calculate your capital
gains and losses and export them
to TurboTax.
For tax year 2000, though, there's
no reason to buy TurboTax for Mac
($30 to $40, depending on rebates)
TurboTax
as a benefit).
Intuit responded by
adding 401K Advisor to
Quicken.com; this tool
also uses a Monte Carlo
simulation, but with the
option of conferring with a
human financial advisor (by
phone or online) for specific
portfolio advice. For now
the advice is free, although
April 15, Come She Will
on TurboTax for the Web this year, but keep an eye on
competing tax-tool sites for 2001.
Mac users will want to rely
if you have a fast connection to
the Web. Quicken TurboTax for the
Web offers the same functionality
for free (there's a $10 charge if you
decide to print out your retum or file
it electronically).
Intuit will likely have some com-
petition for the lucrative tax-software
market, but probably not in time to
make a difference this year. Rivals
such as H&R Block (www.hrblock
.com) will need to offer strong incen-
tives if they are to lure Mac users
away from tried-and-true TurboTax,
As tax deadlines approach, more
Web sites should become available.
Our advice is to choose TurboTax for
the Web in 2000, and then check
later this year to see how some of
the other sites shaped up.
The Bottom Line Tax tools are
bound for the Web. You don't need
Quicken 2001 or TurboTax to do your
returns—unless you do a lot of securi-
ties trading or want to keep close track
of potentially deductible expenses.
The Last Word
Quicken 2001 isn't obsolete—espe-
cially if you want finely tuned control
over your finances and are willing to
invest the time to keep your records
current. On the other hand, tools for
many essential personal-finance
tasks—such as retirement planning,
bill paying, and tax preparation—
have moved to the Web, where new
features and capabilities are emerg-
ing all the time. Perhaps someday
soon Intuit will move all of Quicken's
features to the Web. If Intuit doesn't,
you can bet someone else will. m
‘A former editor of MacUser and of
Macworld Online, JAMES BRADBURY
started using Quicken on a Mac SE back
when Microsoft stock was considered a
risky investment.
Quicken versus the Web
Keeping it Safe
BANKING OR CONDUCTING other for the first $50 of fraud. Look for a
financial transactions online is like guarantee that closes that gap for
stepping out of your house: there’s no _-100-percent coverage.
way to guarantee your safety (or pri-
yacy). Pianos do fall from the sky, and @ Carefully examine all credit card
banks do have their security breached. statements for unfamiliar transactions
But both are rare occur- each month. If you don’t
rences. Whether the con- recognize a transac-
venience of online tion, call your bank.
transactions outweighs
the additional risk
is something that
Even better, record
credit card pur-
chases in Quicken
each of us must decide as you make them,
for ourselves. (See and then reconcile that
“Macworld’s Internet Privacy
Guide,” July 2000, for an in-depth
discussion of online-privacy issues.)
information with your state-
ment each month.
You can do a few simple things to © Atleast once a year, request a
minimize risk: credit report on yourself. Both Quicken
.com and Microsoft's MoneyCentral
© Avoid giving out your social secu- _.com offer credit-report services that
rity number (SSN). A thief who gets a
hold of a SSN and name can get a
consolidate information from the main
credit-reporting agencies.
credit card in that name within a mat-
ter of minutes (thanks to the Internet) @ Go on record with a letter to
and start spending right away, ruining your bank or other financial institution
your credit rating in the process. stating that you do not want your per-
sonal information shared or included
© Don't use debit cards for online in marketing databases. You can also
purchases—they don’t have the same _call a toll-free number set up by the
protections against liability for fraud national credit bureaus—888/567-
that credit cards do. You could lose 8688—to opt out of preapproved
everything in your account. credit offers. Yes, the credit bureaus
sell your information, too.
© Ifyou spend a lot of money on
the Web with credit cards, get a card @ If you want to leave minimal
that offers a safe-shopping guarantee. t
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