Gah! I selected to abstain but to be honest, I like being able to embed a picture into the body of the post, so long as the users try to keep it a small size so that it doesn't disrupt the size of the forum in a browser. I've seen some people embed pictures that were humongous which then force you to scroll to the right to read any posts. This makes is especially annoying when having to read long paragraphs.

If there were a way to possibly make the picture scrollable within a locked box to prevent the size increase that would do it, but I don't know if that's even a possibility with phpBB.